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Stake Hilo Guide & Demo

Guess whether the next card will be higher or lower, chain correct guesses to build your multiplier, and cash out any time. Try the free demo below.

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What is Stake Hilo?

Hilo (“High–Low”) is a card-guessing Stake Original. A card is shown and you predict whether the next one will be higher or same or lower or same. Every correct guess multiplies your payout. You can skip cards you don't like and cash out whenever you want — one wrong guess ends the round.

How to play Hilo on Stake

  1. Set your bet and start the round — a card is revealed.
  2. Guess Higher or Lower. The payout for each option is shown on the button.
  3. Skip a card if neither option looks good.
  4. Cash out to lock in your total multiplier.

Hilo odds

Aces are low and Kings are high. On a 2, “higher or same” is very likely and pays little; on a Q, it's unlikely and pays a lot. Payouts are roughly 99% ÷ the chance of being right.

Current cardHigher or sameLower or same
292% · ≈1.07×15% · ≈6.4×
754% · ≈1.84×54% · ≈1.84×
Q15% · ≈6.4×92% · ≈1.07×

Hilo tips

  • Use Skip on middle cards (6–8) if you only want “safe” guesses.
  • Decide on a cash-out target before you start a streak.
  • Each card is independent — a run of high cards doesn't make a low one due.
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Stake Hilo FAQ

How does Stake Hilo work?

You guess whether the next card is higher or lower than the current one. Correct guesses multiply your payout; you can cash out any time.

Can you skip cards in Hilo?

Yes, Stake Hilo lets you skip a card without guessing.

What is the house edge on Stake Hilo?

About 1%, so the long-term return is around 99%.

Is Stake Hilo provably fair?

Yes, every card can be verified with Stake's provably fair system.

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